Student Loans
Get the money you need to help make higher education happen
Student loans from Williamsport Teachers Federal Credit Union in partnership with Sallie Mae® could help!
For those attending or borrowing for a student attending a degree-granting institution
Whether you’re an undergraduate student, graduate student, or parent helping a student pay
for school, these flexible loans are designed to meet your needs:
- Competitive variable and fixed interest rates
- No origination fee or prepayment penalty¹
- Multiple repayment options
Learn which loan is right for you.
Undergraduate
Smart Option Student Loan® for Undergraduate Students
Pay for your bachelor’s, associate’s, or certificate expenses at a degree-granting school
Graduate
Graduate School Loan
Pay for expenses as you pursue your master’s and doctoral degrees
MBA Loan
Pay for your business school expenses as you pursue your Masters of Business Administration degree
Medical School Loan
Pay for your medical degree expenses in allopathic, general, osteopathic, podiatric, radiology,
sports, and veterinary medicine
Dental School Loan
Pay for your dental degree expenses in general dentistry, endodontics, oral and maxillofacial
surgery, orthodontics, pediatric dentistry, periodontics, and prosthodontics
Please include disclosures
Graduate School Loan for Health Professions
Pay for your health professions degree expenses in allied health, nursing, pharmacy, and other
graduate-level health programs
Law School Loan
Pay for your school and associated expenses as you study for your law degree
Borrow responsibly
We encourage students and families to start with savings, grants, scholarships, and federal student
loans to pay for college. Students and families should evaluate all anticipated monthly loan
payments, and how much the student expects to earn in the future, before considering a private
student loan.
These loans are made by Sallie Mae Bank or a lender partner. Williamsport Teachers Credit Union is not the creditor
for these loans and is compensated by Sallie Mae for the referral of loan customers.
Smart Option Student Loan and graduate loan products: This information is for students attending
participating degree-granting schools. Smart Option Student Loan information is for undergraduates
only. Graduate Certificate/Continuing Education coursework is not eligible for MBA, Medical,
Dental, and Law School Loans.
Borrowers must be U.S. citizens or U.S. permanent residents if the school is located outside of the
United States. Non-U.S. citizen borrowers who reside in the U.S. are eligible with a creditworthy
cosigner (who must be a U.S. citizen or U.S. permanent resident) and are required to provide an
unexpired government-issued photo ID to verify identity. Applications are subject to a requested
minimum loan amount of $1,000. Current credit and other eligibility criteria apply.
Parent Loan: This loan must be used to pay for eligible student expenses at participating
degree-granting schools. The student cannot be a borrower or cosigner and is not responsible for
repaying the loan. The borrower, cosigner, and student must be U.S. citizens or U.S. permanent
residents. If the school issues a refund directly to the student, the borrower and cosigner (if
applicable) are still responsible for repaying that amount. Applications are subject to a requested
minimum loan amount of $1,000. Current credit and other eligibility criteria apply.
1 Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be
applied as outlined in your promissory note—first to Unpaid Fees and costs, then to Unpaid
Interest, and then to Current Principal.
SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME
WITHOUT NOTICE.
© 2020 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae
names and logos are service marks or registered service marks of Sallie Mae Bank. All other names
and logos used are the trademarks or service marks of their respective owners. SLM Corporation and
its subsidiaries, including Sallie Mae
Bank, are not sponsored by or agencies of the United States of America.
