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Rates

Auto Loan Mortgage Rates Share Secure and Unsecured Deposit Rates

Effective as of: 01/17/2025

Auto Loan Interest Rates

NEW CARS

24 Months5.25%
36 Months5.49%
48 Months5.49%
60 Months5.75%
72 Months5.99%
84 Months6.35%
 

USED CARS

24 Months5.25%
36 Months5.49%
48 Months5.49%
60 Months5.75%
72 Months5.99%
Boats, motorcycles, motorhomes, recreational vehicles and even tractors can be financed using the automobile loan rates. We finance 100% when you are purchasing new and 90% when you are purchasing used. For a new automobile or anything listed above all you need is paperwork from the dealership showing the purchase price along with any titling fees, taxes or transfer fees. Click on the link below to get the loan application and get started. We are always here to answer any questions you may have, give us a call 570-323-6468.
Rates are subject to change without notice
   

News and Promotions

*Fraudsters posing as bank workers may ask you for login information, including your personal information. WTCU will never text or call to ask for this confidential information. *

Just a reminder that winter weather can be unpredictable. If there is inclement weather, please call the office to make sure we are here to serve you before heading over. Thank you. 

We will be CLOSED Monday, February 17 for Presidents' Day. Enjoy the holiday! 

Vehicle Loan Special through March 31, 2025

Take 0.50% OFF of interest rates on loans granted, terms 48-84 months! NEW OR USED VEHICLE. See our current rates under the rates tab at the top of this page. 

*All rates may change daily without prior notice. 

**Loans must be granted within 2 months of approval date. 

COMING SOON

Credit sense will soon be available on our online banking! Access your credit score, full credit report, credit monitoring, financial tips, and education. Sign up through the app or online banking after March 6th.

OUR 91ST ANNUAL MEETING WILL BE HELD MARCH 10, 2025, AT 4PM.

Looking to Join Us? 

Our eligibility requires that you are a permanent employee of an educational facility in Lycoming County. Your eligibility also qualifies immediate family members as well. 

Visit our office and fill out an application card while providing us with a valid I.D. and a minimum payment of $5.50.

($5.00 must stay in the account and $0.50 is a one-time membership fee to open). 

 

 

 

 

 

 

 

 

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