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Auto Loans

Mercedes Sport Car

Whether this is your first car or you want to improve what you drive now, we make applying for an auto loan easy. The rates here at your Credit Union are always competitive and we make getting the loan fast and convenient.

Automobile guidelines are listed below. We finance 100% on a new vehicle and 90% of Kelly Blue Book and/or N.A.D.A. retail price for a used vehicle.

New vehicles can be financed up to 84 months.

Used vehicles can be financed accordingly:

Maximum Term Minimum Value
72 Months $15,000.00
60 Months $8,000.00
48 Months $6,000.00
36 Months $3,000.00

Vehicles over 10 years old can be financed at double the current interest rate, except antique cars follow the above guidelines.

All loans are subject to approval by the Credit Committee. Please have loan applications to us as soon as possible for approval the same week.

Auto Rates | Loan Application

News and Promotions

*Fraudsters posing as bank workers may ask you for login information, including your personal information. WTCU will never text or call to ask for this confidential information. *

Summer hours start June 9th.

We will be open Monday-Friday 9AM-4PM

WE WILL BE CLOSED MONDAY MAY 26, 2025 FOR MEMORIAL DAY

Vehicle Loan Special EXTENDED through May 31, 2025

Take 0.50% OFF of interest rates on loans granted! NEW OR USED VEHICLE. See our current rates under the rates tab at the top of this page. 

*All rates may change daily without prior notice. 

**Loans must be granted within 2 months of approval date. 

 

 

 

 

 

 

 

 

 

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