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Auto Loans

Mercedes Sport Car

Whether this is your first car or you want to improve what you drive now, we make applying for an auto loan easy. The rates here at your Credit Union are always competitive and we make getting the loan fast and convenient.

Automobile guidelines are listed below. We finance 100% on a new vehicle and 90% of Kelly Blue Book and/or N.A.D.A. retail price for a used vehicle.

New vehicles can be financed up to 84 months.

Used vehicles can be financed accordingly:

Maximum Term Minimum Value
72 Months $15,000.00
60 Months $8,000.00
48 Months $6,000.00
36 Months $3,000.00

Vehicles over 10 years old can be financed at double the current interest rate, except antique cars follow the above guidelines.

All loans are subject to approval by the Credit Committee. Please have loan applications to us as soon as possible for approval the same week.

Auto Rates | Loan Application

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Please email all loan applications to jdawsonwtcu@comcast.net or to psoneswtcu@comcast.net

The credit union will be closed Monday, June 19th in celebration of Juneteenth. 

You can now open a checking account - give us a call to order checks.

Debit Cards and Credit Cards will be added shortly.

Please be patient while we learn our New System so we can better serve you.

Summer hours will begin June 12th, the office will be open Monday - Friday 9 am to 4 pm. 

Welcome Spring! Enjoy the warmer weather and sunshine!

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