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Share Secured Loans

Mountain & Water Fall

Share secured loans are loans that are secured with current savings or certificates within your credit union account. These loans come with attractive terms and interest rates. Loan terms are based on the amount you are borrowing. As you pay the balance down on the loan your savings will become available to you.

Check out the options for share secured loans:

Loan limit per account is $95,000.00

Terms for all secured loans

Up to $1,000.00 24 months or less
$1,001.00 to $6,000.00 48 months or less
$6001.00 to $10,000.00 60 months or less
$10,001.00 to $75,000.00 84 months or less

The Williamsport Teachers Credit Union strives to offer its members many opportunities to finance loans the most convenient way possible. We offer our members the opportunity to increase their savings and develop a reservoir for borrowing money. Share secured loans offer members the ability to borrow for whatever immediate need may arise.

Terms, Conditions and Qualifications Apply, Rates are Subject to Change Without Notice

Secured & Unsecured Loan Rates | Loan Application

News and Promotions

*Fraudsters posing as bank workers may ask you for login information, including your personal information. WTCU will never text or call to ask for this confidential information. *

Summer hours start June 9th.

We will be open Monday-Friday 9AM-4PM

WE WILL BE CLOSED MONDAY MAY 26, 2025 FOR MEMORIAL DAY

Vehicle Loan Special EXTENDED through May 31, 2025

Take 0.50% OFF of interest rates on loans granted! NEW OR USED VEHICLE. See our current rates under the rates tab at the top of this page. 

*All rates may change daily without prior notice. 

**Loans must be granted within 2 months of approval date. 

 

 

 

 

 

 

 

 

 

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