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Share Secured Loans

Mountain & Water Fall

Share secured loans are loans that are secured with current savings or certificates within your credit union account. These loans come with attractive terms and interest rates. Loan terms are based on the amount you are borrowing. As you pay the balance down on the loan your savings will become available to you.

Check out the options for share secured loans:

Loan limit per account is $95,000.00

Terms for all secured loans

Up to $1,000.00 24 months or less
$1,001.00 to $6,000.00 48 months or less
$6001.00 to $10,000.00 60 months or less
$10,001.00 to $75,000.00 84 months or less

The Williamsport Teachers Credit Union strives to offer its members many opportunities to finance loans the most convenient way possible. We offer our members the opportunity to increase their savings and develop a reservoir for borrowing money. Share secured loans offer members the ability to borrow for whatever immediate need may arise.

Terms, Conditions and Qualifications Apply, Rates are Subject to Change Without Notice

Secured & Unsecured Loan Rates | Loan Application

News and Promotions

*Fraudsters posing as bank workers may ask you for login information, including your personal information. WTCU will never text or call to ask for this confidential information. *

Our normal business hours are 9:00AM-5:00PM Monday-Friday

New Year, New Budget

Use our budgeting sheet found under the Money Management Center to help you get started. Don't like the numbers? Apply for a signature loan with us to consolidate some of the higher interest credit card debt.

Looking to join us?

Visit us and fill out an application card while providing us with a valid I.D. and a minimum payment of $5.50

($5.00 must stay in the account and $0.50 is a one-time membership fee to open)!

Checking accounts, debit/credit cards, message pay and more! We're here to make your life more convenient. 

 

 

 

 

 

 

 

 

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