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Real Estate Loans

Real Estate Loans

Your Credit Union offers loans up to $95,000.00 per account. Whether you are refinancing your current mortgage balance, doing home improvements, buying a rental property or a new car, you can use the equity you have built in your home to finance your ideas and dreams.

Mortgage secured loans have two options. You can obtain a fixed interest rate on a loan up to 60 months. After 60 months the rates have a five or ten year call.

Loans secured with a real estate first or second mortgage up to $50,000.00 can be financed up to 120 months. Loans over $50,000.00 can be financed up to 180 months.

Your Credit Union offers competitive rates for real estate secured loans. All real estate loans have specific guidelines, give the office a call to get the details on terms, requirements and qualifications.

Real Estate Rates | Loan Application | Mortgage Loan Guidelines

Terms, Conditions and Qualifications Apply, Rates are Subject to Change Without NoticeEqual Housing Logo

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Please email all loan applications to jdawsonwtcu@comcast.net or to psoneswtcu@comcast.net

The credit union will be closed Monday, June 19th in celebration of Juneteenth. 

You can now open a checking account - give us a call to order checks.

Debit Cards and Credit Cards will be added shortly.

Please be patient while we learn our New System so we can better serve you.

Summer hours will begin June 12th, the office will be open Monday - Friday 9 am to 4 pm. 

Welcome Spring! Enjoy the warmer weather and sunshine!

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