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Your Credit Union offers each account can borrow $95,000 of real estate loan per account, regardless of other loans on the account. Whether you are refinancing your current mortgage balance, doing home improvements, buying a rental property or a new car, you can use the equity you have built in your home to finance your ideas and dreams.
Mortgage secured loans have two options. You can obtain a fixed interest rate on a loan up to 60 months. After 60 months the rates have a five or ten year call.
Loans secured with a real estate first or second mortgage up to $50,000.00 can be financed up to 120 months. Loans over $50,000.00 can be financed up to 180 months.
Your Credit Union offers competitive rates for real estate secured loans. All real estate loans have specific guidelines, give the office a call to get the details on terms, requirements and qualifications.
Real Estate Rates | Loan Application | Mortgage Loan Guidelines
Terms, Conditions and Qualifications Apply, Rates are Subject to Change Without Notice
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*Fraudsters posing as bank workers may ask you for login information, including your personal information. WTCU will never text or call to ask for this confidential information. *
Vehicle Loan Special EXTENDED through April 30, 2025
Take 0.50% OFF of interest rates on loans granted! NEW OR USED VEHICLE. See our current rates under the rates tab at the top of this page.
*All rates may change daily without prior notice.
**Loans must be granted within 2 months of approval date.