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Auto Loans

Mercedes Sport Car

Whether this is your first car or you want to improve what you drive now, we make applying for an auto loan easy. The rates here at your Credit Union are always competitive and we make getting the loan fast and convenient.

Automobile guidelines are listed below. We finance 100% on a new vehicle and 90% of Kelly Blue Book and/or N.A.D.A. retail price for a used vehicle.

New vehicles can be financed up to 84 months.

Used vehicles can be financed accordingly:

Maximum Term Minimum Value
72 Months $15,000.00
60 Months $8,000.00
48 Months $6,000.00
36 Months $3,000.00

Vehicles over 10 years old can be financed at double the current interest rate, except antique cars follow the above guidelines.

All loans are subject to approval by the Credit Committee. Please have loan applications to us as soon as possible for approval the same week.

Auto Rates | Loan Application

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*Fraudsters posing as bank workers may ask you for login information, including your personal information. WTCU will never text or call to ask for this confidential information. *

MessagePay is an easy way to make your loan payment. Check it out!

Opening a Checking Account and getting your Debit Card is easy to do, give us a call to get started! 

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Your Credit Union will be closed June 19th for the Juneteenth Holiday

Summer Hours Begin June 10th through August 16th, we will be open 9:00AM to 4PM







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