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Rates

Auto Loan Mortgage Rates Share Secure and Unsecured Deposit Rates

Effective as of: 01/30/2024

Real Estate /Home Equity Loan Rates

MORTGAGE LOANS

Termas low as
24 Months5.25%
36 Months5.25%
48 Months5.25%
60 Months5.75%
 

MORTGAGE LOANS W/5 and 10 Year Call

Termas low as
Up to 120 Mont6.75%
121 to 180 Mont6.99%
Only closing cost is an appraisal if Needed. The credit union will pay for all the closing cost associated with the loan other than the appraisal.
Loans beyond 5 years have a 5 and 10 year call. The credit union has the possibility of changing the interest rate on your loan at the 5 and 10 year period only.
Give the office a call, we can answer all your questions to help make the loan process as easy as possible. Our number is 570-323-6468.
Rates are subject to change without notice
Loan Application

News and Promotions

*Fraudsters posing as bank workers may ask you for login information, including your personal information. WTCU will never text or call to ask for this confidential information. *

Vehicle Loan Special through March 31, 2025

Take 0.50% OFF of interest rates on loans granted, terms 48-84 months! NEW OR USED VEHICLE. See our current rates under the rates tab at the top of this page. 

*All rates may change daily without prior notice. 

**Loans must be granted within 2 months of approval date. 

LIVE NOW

Credit score is available on our online banking! Access your credit score, full credit report, credit monitoring, financial tips, and education. Sign up through the app or online banking on the homescreen.

Looking to Join Us? 

Our eligibility requires that you are a permanent employee of an educational facility in Lycoming County. Your eligibility also qualifies immediate family members as well. 

Visit our office and fill out an application card while providing us with a valid I.D. and a minimum payment of $5.50.

($5.00 must stay in the account and $0.50 is a one-time membership fee to open). 

Just a reminder that winter weather can be unpredictable. If there is inclement weather, please call the office to make sure we are here to serve you before heading over. Thank you.

 

 

 

 

 

 

 

 

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