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Rates

Auto Loan Mortgage Rates Share Secure and Unsecured Deposit Rates

Effective as of: 04/15/2025

Share Secured and Unsecured Loan Rates

SHARE SECURED LOANS

24 Months2.99%
36 Months2.99%
48 Months3.49%
60 Months4.00%
120 Months5.49% (61 - 120)
 

SIGNATURE LOANS

24 Months9.99%No Column Data
36 Months9.99%No Column Data
48 Months9.99%No Column Data
60 Months9.99%No Column Data
based on amount $15,000.00 Maximum - based on wages
Share secured loans are available to members who savings or certificates that can be used as security for the loan.
Signature loans are unsecured loans that are based on your credit and income.

News and Promotions

*Fraudsters posing as bank workers may ask you for login information, including your personal information. WTCU will never text or call to ask for this confidential information. *

Vehicle Loan Special EXTENDED through April 30, 2025

Take 0.50% OFF of interest rates on loans granted! NEW OR USED VEHICLE. See our current rates under the rates tab at the top of this page. 

*All rates may change daily without prior notice. 

**Loans must be granted within 2 months of approval date. 

 

 

 

 

 

 

 

 

 

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